SIP Investment Calculator

SIP investment calculator free – Enter your monthly investment amount, expected return rate, and investment tenure. The tool instantly calculates your estimated corpus, total invested amount, and wealth gained. No software needed .

The standard SIP formula used by mutual fund calculators:

FV = P × [((1 + i)^n - 1) / i] × (1 + i)

Where:
FV = Future Value (Corpus)
P = Monthly Investment Amount
i = Monthly Rate of Return (Annual Rate / 12 / 100)
n = Total Number of Months (Tenure × 12)

Our calculator uses this exact formula .

Absolutely! Mutual fund SIP calculator free – 100% free forever. No hidden fees, no premium plans, no credit card required. Free SIP return calculator with unlimited usage. No watermarks, no ads, no sign-up needed .

SIP returns depend on the type of mutual fund:

• Equity funds: 10-14% expected returns over long term (5+ years)
• Debt funds: 6-9% relatively stable returns
• Hybrid funds: 8-12% balanced returns
• Small-cap funds: 12-16% higher risk, higher potential returns

Our calculator uses 12% as a default for equity SIP projections .

SIP wealth accumulation depends on three factors:

• Monthly investment: Higher SIP = higher corpus
• Tenure: Longer duration = higher wealth due to compounding
• Return rate: Higher returns = significantly higher corpus
• Power of compounding: ₹10,000/month at 12% for 10 years = ₹23+ lakhs

Use our calculator to see different scenarios .

Compounding is the process where your investment returns generate additional returns:

• Example: ₹10,000/month SIP at 12% p.a.
• 5 years: Invested ₹6 lakhs → Corpus ~₹8.2 lakhs (Wealth: ₹2.2 lakhs)
• 10 years: Invested ₹12 lakhs → Corpus ~₹23.2 lakhs (Wealth: ₹11.2 lakhs)
• 15 years: Invested ₹18 lakhs → Corpus ~₹50.4 lakhs (Wealth: ₹32.4 lakhs)

The longer you invest, the more powerful compounding becomes .

100% secure! All calculations happen directly in your browser. SIP planning tool online free without uploading to any server. Your financial data never leaves your device. No storage, no access, complete privacy .

• ✅ Free SIP investment calculator – No cost, unlimited use
• ✅ Year-by-year breakdown – Track wealth accumulation
• ✅ Real-time calculation – Instant updates as you type
• ✅ Adjustable monthly SIP – Any amount you want
• ✅ Flexible tenure – Any number of years
• ✅ Simple 3-field input – Easy to use
• ✅ Secure & private – 100% browser-based processing
• ✅ No sign-up required – Start calculating instantly